ONE MINUTE READING: How Working and Middle Class Can Buy #property According to Google, In Australia salary classes are generally defined using income percentiles relative to the median salary. The working class typically includes those in the bottom 50% of earners, while the middle class falls between the 50th and 90th percentiles, and the upper … ONE MINUTE READING: How Working and Middle Class Can Buy #property
ONE MINUTE READING: How to Buy #property with $0 of Your Own Money Take a look at this example: – Property price: $500,000 – Payment: Cash – Stamp duty + purchase costs (~4%): $20,000 – Total funds required: $520,000 You managed to buy that property for 25% less than market price. Either this, or the … ONE MINUTE READING: How to Buy #property with $0 of Your Own Money
🤔🏠ONE-MINUTE READING: What Type of #property Would Your Children Buy? Let’s face it, property price keeps going up way more than our salary would be. I mean, if you can get a 10%/year increase in salary, that’s already super incredible. I’m yet to think of a company that can increase your salary by 10% … ONE-MINUTE READING: What Type of #property Would Your Children Buy?
ONE MINUTE #property READING: How Leverage Can Make You Rich (or Broke). Since property is such an expensive asset, generally most people would borrow money (i.e. mortgage) from the bank to buy one. When you borrow funds from the bank, there is often this jargon called #leverage e.g. 80% leverage (or LVR). DISCLAIMER: This post … ONE MINUTE #property READING: How Leverage Can Make You Rich (or Broke)
IN THE 6+ YEARS I have worked as a Buyer’s Agent, I have come across several conversations whereby people were hesitant to invest in property because, unless you pay it cash, with the mortgage they would think that “the bank owns them”. Take an example of a client of mine whom he has waited for … ONE MINUTE READING: Common Misconception About Investing in Property
ONE MINUTE READING. How many millionaires and billionaires are self-made vs inheritance-made? I used to think that to become rich, one must come from a rich family. Especially in this day and age where everything is so expensive (talking about #property especially), it seems that it is way more difficult to get ahead. Playing victim … ONE MINUTE READING. How many millionaires and billionaires are self-made vs inheritance-made?
ONE MINUTE READING: Owning #property VS #renting and investing your capital into 10%/year #managedfunds instead. A house in blue-chip suburb Mount Pleasant cost $138,500 to buy in 1995. The seller sold it again in 2024 (29 years later) for $935,000. Let’s assume the seller borrowed from the bank for 80%. On average, since 1995 interest … ONE MINUTE READING: Owning #property VS #renting and investing your capital into 10%/year #managedfunds instead.
IS RENTING worse than buying? IS RENTING worse than buying? In this market, might not be. Let’s do a quick calculation. Let’s take one of the #properties I just purchased. A $900,000 tenanted for $850/week. A tenant needs to only worry about paying the rent = $3400/month. The owner had 80% loan of $720,000. At … IS RENTING worse than buying?
Bitcoin VS Property It seems, as of late, both of these asset classes have gone beyond the previous ATH (All-Time-High). As with any asset classes, to profit big, it’s all about timing the market correctly. However, when it comes to the long game (or as people call it, HODL = Hold On Dear Life), the … Bitcoin VS Property
ONE-MINUTE PROPERTY READING: My Predictions on WA Property Market for 2021 Before I start, let me make it clear that this is purely my opinion and personal observations only. It is for general information and should not be treated as advice in any way. WA property market has been in the downturn for a long … ONE-MINUTE PROPERTY READING: My Predictions on WA Property Market for 2021
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Property Investor
Nic is an absolute gem. He assisted us every step of the way in acquiring our property, providing us with insights and helping us make informed decisions. I'm so fortunate that we connected with Nic for our first foray into property investing.
He not only guided us through the process, but also connected us with a property manager, making everything feel calm, manageable, and easy to understand. Nic is incredibly approachable, professional, and genuinely cares about his clients’ success.
Thanks to his comprehensive advice and support, we felt confident in our choices. I truly can’t recommend Nic enough!
Property Investor
Working with Nico has always been an absolute pleasure! From the start, he was genuinely attentive to our needs, always taking the time to understand exactly what we were looking for in a home, from location to the small details that mattered to us. He consistently kept us in the loop, sharing property options aligned with our preferences and communicating clearly every step of the way.
What made a real difference was how Nico took the time to understand us, not just our checklist, but our lifestyle and long-term goals, which made his support feel truly tailored and thoughtful. He also worked with our broker keeping everything connected and transparent.
Nico gave us the space and freedom to make decisions, while offering valuable insights and guidance when needed. We never felt pressured, but felt supported. We’ll absolutely work with Nico again for our next property and highly recommend him to anyone looking for a buyer’s agent who is reliable, approachable, and genuinely invested in helping you find the right home. God bless you abundantly Nico and fam! ❤️
Property Investor
As first time investors, the process could not have been any easier! Heartfelt thanks to Nic for his assistance in securing us our propety. It wasn’t just blind trust, but his in-depth knowledge, expertise, and genuine care to find the perfect match for his clients. His wide network and connection to different professionals who also assisted us in the whole process has also been a huge bonus! 100% recommend.
Property Investor
I cannot recommend Nic highly enough as a house buyer's agent. From start to finish, he has gone above and beyond to ensure that our house-buying experience was as smooth and stress-free as possible. His expertise in the market, attention to detail, and invaluable connections have made all the difference in finding the perfect home.
What truly sets Nic apart is his dedication to his clients. He was always prompt in responding to our questions, no matter how big or small, and made sure we were fully informed throughout the entire process. His insights and advice were not only professional but also personalised, tailoring his approach to suit our specific needs and preferences.
Thanks to Nic, what could have been a stressful and overwhelming process was instead smooth and efficient. He handled everything with such care and professionalism, and we always felt confident in his guidance. We are so grateful for his hard work and highly recommend him to anyone looking for a knowledgeable, responsive, and genuinely caring agent.
Property Investor
We are immensely grateful to Nicolai for helping us with the purchase of our house. He was very approachable, constantly supportive and extremely efficient with our property search. Nicolai was prompt and professional in his communication with all stakeholders, which made the whole process smooth sailing. He was responsive to our needs and never grew tired of our many questions. Thank you Nicolai!
Owner Occupier
Thanks Nicolai! For helping us to find a house on a budget He’s very committed and spot On! Thanks again Nicolai and More power!!
Property Investor
Thank you so much Nico for representing us as our buyers agent! From our initial consult right through to settlement, Nicolai demonstrates a high level of both exceptional customer service and highly knowledgeable about the property market. He was very patient with us, took time to understand our needs/preferences and guided us through each stage of the purchasing process. Nicolai responded to our queries promptly which made us feel supported and informed throughout the home buying journey. We are very pleased with the service we have received and would highly recommend Nicolai to anyone looking to buy property.